Visit our Facebook Visit our Twitter Visit our LinkedIn
Sioux Falls: 
605-275-4041
Lake Lillian: 
320-664-4444
First State Agency
We got you covered

Valuable Possessions Insurance

Don't leave everything to chance; keep yourself protected with an insurance
Get Started

Protecting your assets since 1965.

100% customer satisfaction

Family owned and operated business.

85+ coverage options to choose from

First State Agency/ valuable possessions insurance

Valuable Possessions Insurance Provided By Our Agency

It is crucial for those who keep valuable items in their home to safeguard belongings from theft and damage. Buying property insurance is an excellent first step, but it’s important not to assume that home insurance will cover all high-value items.

What is Valuable Possessions Insurance?

Valuable Possession Insurance is extra protection for your unique items – valued at $100 or more – like your jewelry (including smartwatches), guns, cameras, musical instruments, and more. A VPP policy could provide more protection for these items than a typical homeowners or renters insurance policy without a deductible.

What items are covered under Valuable Possessions Insurance?

  • Jewelry and Smartwatches
  • Guns & Bows
  • Cameras
  • Instruments
  • Fine Art
  • Silverware 
  • Furs
  • Stamps and Coins

Benefits of Valuable Possessions Insurance


  • Coverage for valuable personal property such as jewelry, artwork, antiques, and more
  • Protects you from financial loss due to loss, theft, damage, or disaster
  • Covers your items in your home, with you while traveling, or in personal storage
  • Protects covered items up to their full, appraised value

Valuable Possession Insurance provides coverage for high-value items that standard homeowners and renters insurance policies don’t. It can help protect you from theft or damage to your covered items or offer additional financial protection in the event of a loss. Check with us today to see if Valuable Possession Insurance is right for you.

Already have Valuable Possessions Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

Name(Required)
(Required)
This field is for validation purposes and should be left unchanged.
© 2024 First State Agency Designed by Amplispot
Privacy Policy
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content